"Saving mortgage borrowers millions of dollars since 1983."

ArmCheck™ Mortgage  Audit (for Residential and Commercial Mortgages)

​​The ArmCheck™ mortgage audit uncovers mortgage overcharges by verifying the accuracy of lender calculations of rates, payments, interest, amortization and loan balances for all types of mortgages including fixed-rate, adjustable rate mortgages (ARMs) and home equity lines of credit (HELOCs).

Price: $395. Buy Now     Note: Audit fees for commercial mortgages may vary. 



EscrowCheck™ Audit
The EscrowCheck™ audit uncovers overcharges and illegal fees in the escrow, or impound, account. The audit determines if the monthly escrow payment is too high and if excessive funds are being held in the reserve or "cushion" account. Escrow accounts are used to pay recurring fees such as property taxes and insurance. Escrow overcharges often result from inaccurate software, human error or incorrect annual escrow reviews. Loantech’s clients have received escrow refunds exceeding $6,000!  

Price: $395. Buy Now      

Forensic Mortgage Audit

A Forensic Mortgage Audit (FMA) or Forensic Loan Audit, is a detailed examination of mortgage documents and disclosures. The FMA identifies incorrect calculations of the APR or finance charges and uncovers overcharges, illegal fees and violations of federal lending laws including TILA, RESPA, Regulation Z and predatory lending. Homeowners can use the FMA when negotiating a loan modification, foreclosure or short sale.  

Price: $395. Buy Now


Mortgage Securitization Audit  

A Mortgage Securitization Audit (MSA) verifies the ownership and transfer of a mortgage to a trust or mortgage-backed security. The MSA is a detailed examination of mortgage documents and the chain of title and is used by homeowners when negotiating with lenders regarding a short sale, loan modification or foreclosure. 

Price: $695.Buy Now

MSA Plus (for legal professionals) Price: $2,495. Buy Now 


Personalized Research and Consulting Service

Loantech offers customized consulting and expert witness services tailored to the needs of individual clients. These analysis or reports are performed for all types of clients -- consumers, lenders, brokers, investors, attorneys or accountants. Loantech can analyze any type of financial transaction including residential and commercial real estate financing, credit cards or student loans. Fees for these services vary by assignment.

Contact Loantech for additional information


Expert Opinion Letter and Notarized Affidavit

Loantech can provide an optional accompanying expert opinion letter and notarized affidavit. 

Price: $95.00. Buy Now.

"The lender finally admitted to overcharging our mortgage by $34,000 and our escrow by $15,000! Loantech, thanks for all your hard work."                                                                                                         - Roger S., California

Brief descriptions of Loantech's audit services are listed below.  A mortgage audit is a detailed examination of loan documents that uncovers lender overcharges of interest that result in higher payments and loan balances. Loantech's student loan audit also uncovers overcharges.    


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